Most budgeting apps tell you what went wrong on the 1st of next month. Yaba shows your household where the month is heading while it's still running — the pace, the forecast, and the categories actually driving it — then helps you do something about it.
Overview · day 22 of 30, with the forecast already drawn.
Yaba is built for households that share money across people, accounts and currencies — and for the awkward truth that knowing your numbers isn't the same as changing your habits.
One shared picture across every member and account — joint checking, personal cards, cash, savings pots. Each transaction remembers who spent it and from where, and multi-currency balances roll up into a single household number.
Ask anything about your money in plain language and get a straight answer. Yaba also speaks up on its own when a pattern is worth your attention.
Pace, projection and drivers update every day the month is still open. You meet the overshoot on day 12, while a small correction is still enough — instead of reading about it on day 31, when nothing can be done.
Financial habits don't change because you saw a pie chart. They change when the feedback arrives early enough to act on, and small enough to act on cheaply.
Pace against budget, a projected total for the month, and a ranked list of the categories driving it. Not a summary of the past — a read on where today's spending lands.
Compare against last month by category, account and person. Subscriptions up 11%? Yaba names the two line items responsible instead of leaving you to hunt.
Move money between categories, retune a budget that was never realistic, or top up a goal. Small corrections, repeated, are what a habit is made of.
Yaba is in active development. Join the waitlist and we'll email you once — when there's a spot for your household. Early members help shape what ships.